Terms & Conditions

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Terms & Conditions

By using this website, consumers agree to use it for lawful purposes and understand that the information presented is educational and may not include every available option.

No Government Affiliation

This website is not affiliated with or endorsed by the U.S. government or the Federal Medicare program.

No Obligation

Submitting a form or speaking with a licensed insurance agent does not obligate a consumer to enroll in a plan.

Plan Availability

Plan options, benefits, carriers, and enrollment eligibility vary by location and other factors.

Site Content and Permitted Use

The content of this website is owned by or licensed to Top Notch Insurance Deal and is provided for personal, non-commercial use. You may not copy, modify, distribute, or reuse content from this website without permission.

Third-Party Trademarks

Carrier names and logos shown on this website are trademarks of their respective owners. Their appearance is for identification purposes only and does not imply endorsement of Top Notch Insurance Deal by those companies.

Links to Other Websites

This website may link to websites operated by others, including Medicare.gov. Top Notch Insurance Deal is not responsible for the content or privacy practices of other websites.

Disclaimer of Warranties

This website and its content are provided “as is” without warranties of any kind. Top Notch Insurance Deal does not guarantee that the website will be error-free or uninterrupted.

Limitation of Liability

To the fullest extent permitted by law, Top Notch Insurance Deal is not liable for damages arising from your use of this website or reliance on its content. Plan details should always be confirmed with the insurance carrier before enrolling.

Age Requirement

This website is intended for users who are 18 years of age or older.

Do Not Call Choices

You may request not to receive telephone communications from Top Notch Insurance Deal. See our Do Not Call Policy for how to opt out.

Changes to These Terms

Top Notch Insurance Deal may update these Terms & Conditions from time to time. Continued use of the website after changes are posted constitutes acceptance of the updated terms.

Contact Us

For questions about these Terms & Conditions, contact Top Notch Insurance Deal at (866) 884-0131 | TTY 711 (Monday–Friday, 9:00 AM – 5:00 PM EST).

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Enrollment in a plan may be limited to certain times of the year, unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period.

The Medicare Advantage and Prescription Drug Plan Annual Enrollment Period (AEP) runs from October 15 to December 7 each year. Enrollment during the Medicare Advantage Open Enrollment Period (OEP) is limited to January 1 – March 31; only Medicare beneficiaries already enrolled in a Medicare Advantage plan are eligible to participate in OEP.

Not affiliated with the U.S. government or Federal Medicare program.

Top Notch Insurance Deal represents Medicare Advantage [HMO, PPO, PFFS] and/or Prescription Drug Plan organizations that have a Medicare contract. Enrollment depends on the plan’s contract renewal.

Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply. Availability of carriers and products depends on your resident ZIP code.

Plan availability varies by region and state. Plan comparisons and needs assessments are provided by Top Notch Insurance Deal at no cost to you, and you are under no obligation to enroll in any plan.

By completing the form on this website or calling the number listed, you will be directed to a licensed insurance agent of Top Notch Insurance Deal who can answer your questions and provide information about Medicare Advantage and Prescription Drug plans.

The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent/producer or an insurance company.

To file a complaint, call the plan number on your member ID card or call Medicare at 1-800-MEDICARE (TTY users call 1-877-486-2048) and provide the agent or broker name if possible.

This conversation has no effect on your current or future health coverage unless you enroll in a plan today. Talking to me does not obligate you to enroll or automatically enroll you in a plan.